Can You Lease a Ferrari? The Flexible Path to Exotic Car Ownership

Leasing a Ferrari might sound out of reach, but it’s more accessible and practical than many realize. For those drawn by the allure of a Prancing Horse, a Ferrari lease can turn the dream of driving a world-class sports car into a reality if only for a few thrilling years.

At iLusso, our expertise is in leasing pre-owned and used Ferraris, giving car lovers access to options tailored to their driving style, needs, and budget. With flexible financing, clear lease terms, and guidance at every step, the experience is seamless from first inquiry to final signature.

How Does Ferrari Leasing Work?

Leasing a Ferrari works much like leasing other luxury vehicles, but with a few unique twists. Not only can drivers lease the latest Ferrari models, including the coupe-inspired 296 GTB and Ferrari Portofino, but leasing is also available for carefully selected pre-owned Ferrari cars. This means you are not limited to new-car lease deals straight from Ferrari Financial Services; there’s a broader mix of models and price points to explore.

When leasing, drivers typically make an upfront down payment, followed by predictable monthly payments over a set term that often ranges from 24 to 48 months, though some lease terms go up to 60 months on select models. Payments are based on the car’s expected depreciation and mileage limits, plus factors like trim, edition, and the car’s MSRP.

With a lease, you only pay for the portion of the vehicle that you actually use, which is a standout advantage over traditional financing. Add in the fact that sales tax is paid per lease payment (instead of on the vehicle’s full price), and the result is usually lower monthly payments compared to buying outright. That makes Ferrari leasing a compelling option for drivers who want the latest in automotive innovation without being locked into long-term ownership.

Advantages and Disadvantages of Leasing a Ferrari

Like every ownership path, leasing a Ferrari comes with distinct upsides and a few key trade-offs.

Top advantages include:

• Lower monthly payments compared to traditional loans or financing.
• Sales tax savings, since payments (not the car’s whole value) are taxed.
• Access to the latest Ferrari models and tech updates makes it easy to drive a new car more often.
• No worries about long-term depreciation, since you return the car at the end of the lease.
• Warranty coverage often lasts throughout the lease, helping with maintenance and repair costs.

Drawbacks to consider:

• At the end of the lease, drivers must return the exotic car unless they negotiate to buy it.
• Lease terms have mileage limits; exceeding them means extra fees.
• Drivers can’t make major modifications to leased Ferrari vehicles.
• Upfront costs, such as the down payment and acquisition fees, may apply.

Tax savings are a real highlight of the lease program: we’re taxed only on the monthly payment, not on the car’s full sticker price, offering a meaningful financial edge. When the lease comes to an end, iLusso’s experts can guide buyers through a seamless purchase or walk them through new leasing offers if they want to jump into another new Ferrari or upgrade to a dream car like the Ferrari Portofino.

Leasing Options for Used and New Ferraris

Contrary to common belief, Ferrari leasing isn’t limited to brand-new cars straight from the dealership lot. Thanks to flexible lending options, exotic car fans can enjoy leasing both pre-owned and new Ferraris. This flexibility opens doors for those who want the Ferrari 488 or a classic coupe without paying the premium for fresh-off-the-line models.

At iLusso, we partner with multiple lenders to shape lease terms that fit each buyer’s lifestyle and budget. Our finance center for Ferrari leases is a go-to resource for anyone eager to explore Ferrari leasing options, lease payment calculators, and fast pre-approvals. Buyers can compare offers, see their down payment options, and discover real-time deals on hot models.

Industry trends suggest that, in 2025, lease payments for Ferraris can be half that of buying, thanks in part to limited annual mileage (which keeps depreciation low). This preserves residual values and helps supercar enthusiasts make smarter financial decisions without locking themselves into ownership long-term.

Ready to Lease or Sell Your Ferrari?

Whether you’re weighing your options for a first Ferrari lease or already considering trading up from your current exotic car, iLusso brings deep knowledge and top-shelf customer service to every inquiry. Our specialists know the market, understand the intricacies of Ferrari models, and are ready to help you create a lease program that fits your needs.